Here are out Top Q&A for Sezzle!:
What is Sezzle, and how does it work?
Sezzle is a payment solution that gives you the freedom to buy now and pay later - with no interest!
When you place an order through Sezzle, our unique approvals system reviews your account to determine what sort of repayment plan we can offer. In most cases, it's 25% of the order total due up-front (also called your "down payment" or "first installment"), with the remaining amount divided up across three more installments, each due two weeks apart. No interest, no up-front or hidden fees. In fact, as long as you pay off your installments on time, there are no fees at all!
When your order is placed, Sezzle pays the merchant in-full for the order immediately - so the merchant has their funds and is able to process your order just like if you had paid them in full with a credit card! This isn't layaway, so the merchant fulfills your order within their normal shipping and processing times.
Our checkout is straight forward - simply shop at a merchant that offers Sezzle, select "Sezzle" at checkout, and we walk you through the rest of the process.
What's the catch?
There's no catch. We don't charge interest, and we only charge fees if a payment fails or you need to adjust the date of your payments more than once per order. We also only run a soft credit check (or "soft inquiry"), so there's no negative hit to your credit score.
If that all sounds great to you (and we hope it does), there are a few requirements to get started shopping with Sezzle:
- Be 18 years of age or older
- Have a US or Canadian phone number that can receive texts
- Have a working email address
- Have a non-prepaid payment method available
- For shoppers in the US and Canada, this can be a bank account, a debit card, or a credit card
How do I use my Sezzle Virtual Card Online?
To place an order online, enter in your Sezzle Virtual Card information at checkout, similar to any other payment card.
To access your card number, expiration date, and security code, you can either log into the Sezzle app and select the "Sezzle Card" tab or log into your Sezzle dashboard through a web browser and select “Use Your Sezzle Virtual Card.” To avoid errors when entering in your card information, we recommend using the copy function available and pasting the information into the merchant’s checkout page.
Once your order is placed, you will receive a confirmation email from Sezzle. You can then log into your account to view your payment dates and amounts.